Case Study: The HELOC Looked Cheaper on Paper. Here's Why We Didn't Recommend It.
Same payoff date, and the first-lien HELOC was about $3,300 cheaper on paper. We still recommended something else. Here's the honest reason.
Mortgage payoff, debt freedom, and keeping more of what you earn. In plain English.

Same payoff date, and the first-lien HELOC was about $3,300 cheaper on paper. We still recommended something else. Here's the honest reason.

Seen a video where someone tried to pay off their house with a HELOC and it blew up? Here are the two things that usually go wrong, and how to find the setup that actually fits you.

You know your monthly payment. But do you know how much interest you're on track to pay, or the year you'd actually be done? Here's why those two numbers matter.

Same savings, same income, one less bill. Here's why walking into retirement with your home paid off can change everything, and why the choices that decide it happen now.
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Try the calculatorChris Attaway is an independent affiliate of Truth In Equity. Strategies discussed may involve lending and other financial products.
Results vary. Savings and payoff timelines shown reflect averages reported by Truth In Equity and are not guarantees. Lines of credit are typically variable rate, and your rate and payments can change. This site is for educational purposes only and is not tax, legal, or investment advice. Consult your own tax and legal professionals.