The ground rules for using freedom.chrisattaway.com, the blog and the calculator. Plain English, same as our privacy policy.
Effective October 14, 2026
These terms cover freedom.chrisattaway.com, its blog, the mortgage payoff calculator at calculator.chrisattaway.com, and the booking pages and forms connected to them. "We," "us" and "our" mean The Freedom Ledger, run by Chris Attaway. "You" means anyone who visits the site or contacts us. By using the site, you agree to these terms. If you don't agree, please don't use it.
This site is here to teach, not to advise. Nothing on it is a promise or a recommendation for your situation. Results vary. Before you make a financial decision, talk with a professional who knows your whole picture.
Everything on this site, including blog posts, examples, client stories, videos and social media posts, is for general education. It is not financial, tax, legal, lending or investment advice, and it doesn't create an advisor or client relationship. Your situation is your own. Please talk with your own tax, legal and financial professionals before acting on anything you read here.
The calculator and any numbers we run with you are estimates based on what you enter or tell us. They are not offers, quotes or promises. Real results depend on your income, spending, rates, fees, the lender and the choices you make along the way. Lines of credit are usually variable rate, so your rate and payments can change.
Client stories are real, but they describe what happened for those households. They aren't typical or guaranteed results. Payoff timelines and savings figures shown on the site reflect averages reported by Truth In Equity and are not guarantees. Your results can be different, better or worse.
Chris Attaway is an independent affiliate of Truth In Equity. We are not a bank or a lender. If you decide to move forward, any loan, line of credit or account is offered by a separate lender or financial institution, under its own terms, approval process and disclosures. Approval is never guaranteed.
The writing, graphics, logos and other content on this site belong to Chris Attaway or are used with permission. "The Freedom Ledger" name and logo are ours. You're welcome to read, print and share pages for your own personal use.
If you sign up for emails or texts, you can stop them anytime. Unsubscribe using the link in any email, or reply STOP to any text. Message and data rates may apply. For how we handle your information, see our Privacy Policy.
We link to other websites, including booking pages, the calculator, social media and partner sites. We don't control them and aren't responsible for their content or practices. Their own terms and privacy policies apply.
We work hard to keep the site accurate and up to date, but we can't promise it will always be complete, current or free of errors, or that it will always be available. The site is provided "as is." To the extent the law allows, we aren't liable for losses that come from using the site or relying on its content.
If we change these terms, we'll update them on this page and change the date at the top. Using the site after a change means you accept the updated terms.
These terms are governed by the laws of the State of Florida.
The Freedom Ledger
Ormond Beach, Florida
Email: [email protected]
Phone: 386.346.2683